Living on a Cruise Ship Full Time

Have you ever dreamt about living on a Cruise Ship forever?

Traveling the world, seeing all kinds of exotic places, cruising forever with not a care in the world.

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It is now a reality, and several possibilities exist.

Living on a Cruise Ship Full Time

1. The World of ResidenSea was launched in 2002 as a condominium-style residential community contained on a 644-foot cruise ship, complete with restaurants, a spa and fitness center and other amenities similar to what you'd find on a typical mid-size cruise liner.

As with land-based condo resorts, short-term rentals of a week or more may be arranged without committing to ownership, and a wide range of ports is included on The World's ongoing circumnavigation of the globe.
Residensea has problems.

-disputes between owners of Condos on the ship and tourists.

Owners want to stay in exciting ports for several days, tourists that the ship needs to get full occupancy to cover the cost of unsold suites want to move from port to port every day.

Sales of actual condos on the ship have stalled due to fears of terrorism, uncertainty in financial markets and uncertainty about the future of the ship.

Annual maintenance costs run at 0,000 per suite while an actual suite now costs 1.9 to 4 million dollars.
This ad recently appeared on the Internet:

"Rent an outside luxury cabin

from 0 a day"

From somebody who owns 2 cabins on the ResidenSea.

That runs to ,000 per month.

2. Join an organization that will buy a used Cruise Ship and convert it to Condos.

This concept has been tried and failed.

The practical problems were just too great.

-Trying to get enough people interested

-Trying to get commitments from people

-Trying to find a ship that was not going to fall apart immediately upon leaving the harbor

-Trying to get cash from people before a ship was bought.

And these were just problems BEFORE a ship was even bought.

Think about the problems there would be after the ship was bought.

3. Buy regular cruises on an on-going basis.

This seems the only practical way in which you can live permanently on a Cruise Ship.

Here are the estimated costs based on double occupancy starting on the cheap:

Basic Cruise Costs; 0 per day x 2 people = 00 per month

This includes gratuities, all you can eat and port costs.

Independent costs of living for Seniors seems to be about 00 per month per person = 00

This includes food.

So for 00 per month extra a couple can live on a Cruise Ship (or ships) forever.

The advantages of this type of living if you have that extra ,000 per year to spend are these:

-Quality of the meals on a Cruise Ship is probably a lot better than what you would get in an independent living type of situation.

-You can vary cruise lines, use a Caribbean Cruise Line this month, an Alaska Line next month
and a European Line for the next 6 months.

-Shows every night.

-Built-in new friends every week or so. Most cruises end within 7 days and a new crop of potential friends arrives for you to interact with.

-An entire Cruise Staff to help you with ANYTHING if you have a problem.

So, if you want to live on a Cruise Ship: ,000 a year is all it takes for 2 people.

Living on a Cruise Ship Full Time

J Shipper is very interested in living on a Cruise Ship forever and in traveling the world. Check out these sites for more information:

[http://www.2qz.com/condo-cruise-ship] http://www.condo-cruise-ship.com

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Sample Last Will And Testament

A will or testament is a document by which the testator regulates the rights of others over his property or family after death. In a strict sense, a will is a general term, while testament applies only to dispositions of personal property. A will is also used as the instrument in a trust. A sample of last will and testament provides a standard format, which gives a basic guideline for writing a last will and testament.

Generally, a sample of last will and testament has sections that state the declaration, appointment and guardianship made by the testator. The name of the testator is mentioned in the beginning, followed by three sections. The testator begins, by declaring a statement that refers to his or her sound state of mind, while making the last will and may nullify wills, written at an earlier stage. The testator mentions full details of his place of residence, his last wishes that are to be fulfilled and the names of the people, on whose names, the property will be distributed.

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The appointment section mentions the name of the executor selected by the testator. An executor plays the role of a personal representative of the testator, and takes over the responsibility of paying the left over debts, obligations as well as the funeral expenses. Furthermore, he has to carry out all the provisions of the will. However, the executor is not entitled to get any surety bond connected to the last testament.

Sample Last Will And Testament

The guardianship has the name of chosen guardians of minor children as declared by the testator. It may also include names of alternative guardians, if the former cannot serve or is not willing to serve as a guardian. A sample of last will and testament is very useful for people planning to make a will. They can be referred to while framing their own will and testament.

Sample Last Will And Testament

Last Will And Testament provides detailed information on last will and testament, contesting a last will and testament, free last will and testament packages, how to write a last will and testament and more. Last Will And Testament is affiliated with Probate Court.

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How To Write Your Last Will

If you are reading this, you want to know how to write a Will - a Last Will And Testament. It is actually simple. To write your own Last Will And Testament you have two choices: start from scratch or use a Last Will And Testament form.

Writing a Will from scratch is easy because there is not any required format. Your Will can be written like a letter or a simple statement. It doesn't matter. What matters is that in the letter or statement you clearly state that you want it to be effective upon your death and that it meets certain legal requirements, especially that you sign it in front of witnesses.

Living Will

Writing a Will using a Last Will And Testament form is also very easy. You can obtain a Last Will And Testament form from the internet or from an office supply store. Many of these Will forms are "fill-in-the-blank" type of forms and, usually, it is clear what should go in each blank.

How To Write Your Last Will

On the internet, you can find sites which say that they will prepare a "custom" Last Will And Testament for you. Don't be fooled. These are simply "merge" programs where they take your answers to question and merge the answers into a form and then you print out the completed form. There is nothing "custom" about them. The only way to have a custom made Last Will And Testament is to go to a Lawyer.

Finally, knowing how to write a Will is not as important as knowing that some of your property may not be covered by your Last Will And Testament. Every state has laws which may disallow or change your wishes as expressed in your Last Will And Testament. For example, you may want your money that is in a joint bank account to go to someone other than the joint account holder, but state law may give it to the joint account holder anyway.

The above information is general information only. For specific questions or clarification, contact a lawyer licensed in your state.

How To Write Your Last Will

http://WWW.LastWillAndTestamentSite.com is the home for Will information, FREE Last Will And Testament EBook, and Last Will And Testament Forms. Copyright 2007 LastWillAndTestamentSite.com.

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Senior's Pets Are Virtual People

Seniors pets are companions! Our friends! Whether they're
pet dogs or pet cats or any of a thousand other pet animals
we bring into our homes, they share our lives with us as
virtual human beings.

They faithfully stand beside us no matter what the world
throws at us. They reward us with their trust and
affection.

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We give them personal names. We dub them Fido, Butch,
Fluffy, Mitzi or any of a myriad other appellations. The
amazing fact is that we create entire personalities around
the names we award them with.

Senior's Pets Are Virtual People

In our minds they are people just like us!

Butch may in fact be just a tiny Yorkshire Terrier dog, but
he's a tough little dude who bullies and bluffs his way
through life. Mitzi is a regal, white Persian cat, who even
though she considers herself a queen, she grants you the
privilege of caring for all of her personal needs.

They get hair all over the furniture and on your best suit
or dress. You find fur balls under the dining room table
just as dinner guests ring the front door bell. At ten
o:clock on a rainy Friday night, Fido scratches at the door
to announce he wants, and needs, to go outside.

Why do we share our lives with pets and put up with their
many and sometimes irritating habits?

The answer is simple...because we need them in our personal
worlds to make life bearable.

Are you a senior parent with a home now devoid of young
voices and excitement? Have your children moved on to their
own worlds and don't barge back into yours as much as you
would like?

Do you crawl out of bed each morning and wonder how you will
fill the hours until the end of the new day? Do you look
forward to the air conditioning unit turning on and off to
break the endless silence of an empty house?

Scientific research over the years has revealed some
surprising revelations about the very real partnership that
exists between humans and their live in pets. Medical
science has shown that a true symbiotic relationship
develops in an owner and pet equation.

The pet and the owner share a mutual need for each other and
both profit from the arrangement.

A person's physical and mental health show marked
improvement if a pet lives in the household. Loneliness
dissolves and pet owners display increasing vigor and
contentment with the companionship of a pet. Dogs and cats
were the pets most often involved in the medical surveys.

The research revealed that people felt needed by the pet and
were forced to develop a schedule for providing for the
animals' welfare. This mutual reliance helped both men and
women pet owners to become more enthused for their own
personal welfare. In the final analysis, the humans felt
more needed and valuable as individuals.

Because of the contentment factor enjoyed by the pet owners,
significant physical improvements were often displayed.

The very next time you look at Sheba or Butch, lean over and
give them an added pat on the head, or a special treat for
dinner.

Why? Just for being there!

Senior's Pets Are Virtual People

Raymond Angus is a widely read author of articles and books.
He writes about seniors and their world.
To read more of his work turn to:
http://www.theseniorslife.com

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Free Online Living Will Forms

Easy access and availability of information has made the creation of a living will very simple. If you cannot afford an attorney due to financial constraints but still desire to create a living will, it is entirely possible to do so. Living will forms are available free of charge on the Internet. A few websites where forms can be downloaded include familiesonlinemagazine.com, kinseylaw.com, wcpo.com, legal-forms-online.com, webdirectives.com, Doyourownwill.com and LegalDocs.com.

Living will forms can also be acquired from hospitals in your town or city, free of cost. Hospitals may also provide details regarding the technicalities and can be approached with inquiries about legal requirements or state laws. Some hospitals allow visitors to download forms from their websites without any charge. These forms include specific questions pertaining to medical directives. Each person is free to make his or her own choices.

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Each state has its own laws regarding living wills. There may be minor differences, but the general procedures and rules remains the same. It is advisable to do a thorough study of the same, before drawing up a living will. Websites such as the U.S. Living Will Registry offer state-specific forms and provide elaborate details pertaining to a living will. If a person happens to be in one state and the living will was drawn up in another state, the document will be honored only if its terms and conditions are in accordance with the requirements of the state where the person is presently located.

Free Online Living Will Forms

Living wills are an important instrument that allows the family members to respect the wishes of those who are taking final steps in life's journey. The person's right and choice of wanting to pass away with grace and dignity should be respected and accepted.

Free Online Living Will Forms

Living Wills [http://www.i-LivingWills.com] provides detailed information on Living Wills, Importance Of Living Wills, Living Will Forms, Free Living Will Forms and more. Living Wills is affiliated with How to Write a Will.

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10 Questions I'm Most Asked about Dogs in Heat

1. What is heat?

Heat is more properly called the estrous cycle. During this cycle, female dogs may get pregnant. It's equivalent to human menstruation.

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2. What are the symptoms?

10 Questions I'm Most Asked about Dogs in Heat

Females bleed from the vagina sometimes with swelling of the vulva and increased urination. Don't expect bleeding comparable to a human female.

For small dogs, it's usually not much and you may need to pay close attention to your puppy to identify her first cycle. Other than the bleeding, the most noticeable symptom may be
male dogs hanging around your house.

3. When does a dog come into heat?

The average female dog has her first cycle about six months of age. A few dogs start earlier and few dogs later, even as late as 14-months.

If you have a new female puppy, you should watch her and note when she has her first cycle. If she's 14-months old and still hasn't't been in heat, you should take her to a veterinarian.

4. How long does the heat cycle last?

The average is three weeks or 21-days. In some dogs, it lasts only two weeks while others go four weeks.

5. How often will she be in heat?

Most female dogs have regular cycles usually every six to eight months. It's quite typical to be in heat twice a year.

6. When can she get pregnant?

She can get pregnant only when in heat. Some breeders
test for progesterone levels to identify the most fertile days but the rule-of-thumb is that the most fertile days are 11-15 of her cycle.

Note - when she's in heat, the average dog will permit any male
dog to mount her. Few females, however, will accept a male when
they're not in heat.

7. Can she get pregnant her first cycle?

Yes. However, responsible breeders generally would not breed a dog that early. For one thing, you need to do genetic testing and some serious problems such as hip conditions do not show up until a dog is approximately 2-years of age.

8. Can I take her on walks during this cycle?

Yes with care. She has no problem with the exercise but she's a walking magnet for male dogs.

Even the best trained and behaved female dog will succumb to hormones. You can't trust her off a leash or out of your control. Never let her outside by herself even in a fenced yard if there is any possibility of male dogs nearby.

For walks, if there are male dogs in your neighborhood, it's a good idea to take your dog in your car and drive to a remote area. Take her for the walk there and drive back home. Otherwise, the scent of her urine and vaginal discharge will blaze a trail to your home.

9. When I can have her spayed?

The answer to that one has changed continually over the
25-years I've been in the dog business. People used to be told to let their dog go through at least one cycle or let them have one litter.

Today, veterinarians are doing it much earlier. Some vets spay as early as 6-weeks of age! Talk to your veterinarian about your dog and the vet's preferences. The state of veterinary medicine also is much improved over the past 25-years.

10. If I don't have her spayed, will she go through menopause.

No. Her fertility may decline but she will not go through menopause comparable to a human's. She won't lose her ability to become pregnant even as a senior so if you don't want to her to have any (or more) litters, she must be spayed.

10 Questions I'm Most Asked about Dogs in Heat

Louise Louis is a certified canine specialist and the creator of http://www.ToyBreeds.com, your online resource for Toy breed dogs.

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The Truth About Stage 4 Cancer Life Expectancy

There's no doubt that stage 4 cancer is one of the most horrible things that can happen to anyone, however, there have been contradictory articles regarding the life expectancy of a cancer at such an advanced stage. As a result, this article has been written to spell out, for once and for all, the facts about this issue.

Before I begin, let's get one thing straight. People who are suffering from any type of stage 4 cancer have very low 5-year survival rates. This is unfortunately a fact of life as the human race has still not come up with a cure for cancer. Despite this, you should never lose hope as there have been people who survived a stage 4 cancer and lived to tell the tale. It is highly recommended that you read their tales and draw strength and inspiration from them.

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I will now go through a concise analysis of the life expectancy of 3 types of cancer.

The Truth About Stage 4 Cancer Life Expectancy

Lung Cancer

Statistics show that people with stage 4 lung cancer have a 32% chance of living for one year while only 2% live longer than 5 years. This shouldn't be a cause for concern as that 2% means that there is still hope that you can enjoy many more years with your loved ones.

Colon Cancer

Unfortunately, there have been very few cases of people who have lived more than 5 years with stage 4 of this disease. However, with improvements in chemotherapy you can control the symptoms and prolong the life of a sufferer which could mean so much for them and their loved ones.

Bone Cancer

The good news about stage 4 bone cancer is that the 5-year survival rate is between 19 and 49 percent. That may seem encouraging but keep in mind that it depends on whether the cancer is benign or malignant.

Don't ever forget that your chances of beating cancer or increasing stage 4 cancer life expectancy is strongly dependent on your determination and attitude throughout.

The Truth About Stage 4 Cancer Life Expectancy

Martin Sejas is a guest writer of [http://www.Stage4CancerSite.com/] a website dedicated to giving individuals crucial yet sound information on stage 4 cancer life expectancy [http://www.Stage4CancerSite.com/]. Visit our site for information on other important issues related to cancer.

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Cotard's Syndrome - Tale of the Living Dead

Imagine hearing a person gripe about his life being "dead". It must be difficult dealing with the fumes of a putrefying body or the tragedy of disappearing vital organs. In episode 14 of the 4th season of the hit TV series " Scrubs", a character named Jerry depicted the role of a patient with the "Walking Corpse Syndrome".

The "Walking Corpse Syndrome" is a form of psychosis that deludes the patient into thinking that he is dead and decaying. Sorry necrophiliacs, because in reality, he's very much alive and not about to decompose anytime. He believes he's losing parts of his body, organs or blood, his soul included. It is also called "Cotard's Syndrome," after Jules Cotard, the Parisian neurologist who first described its symptoms.

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This syndrome is typically related to depression and in psychoses such as schizophrenia and bipolar disorder. Road daredevils beware, as cases arising from brain injuries have also been reported. In 1996, a Cotard's case was documented in a patient who suffered brain injury after a motorcycle accident. After being discharged from the hospital in Scotland, his mother brought him to South Africa. However, according to the patient, it was a trip to hell, as evidenced by the heat and that he died from various causes, from septicemia to AIDS, to an overdose of a yellow fever injection. He believed his mother's spirit was borrowed to show him around hell. "Going through hell" gets a new perspective, with parental guidance this time.

Cotard's Syndrome - Tale of the Living Dead

Cotard's is thought to be related to Capgras's Syndrome (the belief that your relatives have been replaced by impostors). A disconnection between the brain areas that recognize faces and the area that associates them with the emotions that are connected with that particular face has been implicated as the culprit. It has higher incidence among middle-aged and older patients.

Cases known are too few for a reprise of Michael Jackson's video, "Thriller". Electroconvulsive therapies have shown help especially with associated severe depressive disorders. With the rarity of this syndrome, doctors are still at a loss for adequate treatments. This calls for a challenge among medical researchers to save these patients from their untimely "deaths".

Cotard's Syndrome - Tale of the Living Dead

The author is a physician who also runs a beauty blog at http://vanityclinic.com

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Revocable Living Trust Vs Will

If you're like most people, you probably believe the best way to protect your heirs after your death is through a will. However, a living revocable trust is a far superior method of transferring property to your heirs. This is a contract wherein a party (the settlor), during his lifetime, establishes rules for the management and distribution of his property upon his incapacitation or death. Any competent adult can establish a living revocable trust, and any competent adult may serve as trustee. The heirs to whom the property in the trust will be distributed are known as the trust beneficiaries.

A living revocable trust is established in writing and a trustee is appointed to manage and distribute the property in accordance with the settlor's detailed instructions. Usually the settlor names himself as trustee of the trust property during his lifetime, with a spouse, friend, relative, or financial institution named as a successor trustee upon his death or incapacitation. This allows the settler to continue to manage and control the trust property during his lifetime.

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Establishing a living revocable trust has substantial advantages over a will, for example:

Revocable Living Trust Vs Will

o Avoiding Probate: The biggest advantage of using a living revocable trust is that, unlike a will, it allows an estate to avoid probate. Probate is the process whereby the court oversees the transfer of your property to your heirs (which will be determined for you by state law if you don't designate them in a will), and can be extremely time-consuming and expensive. It can take between six months and two years for an estate to clear probate, and the fees on a 0,000 estate can be as high as ,000. A living revocable trust provides an inexpensive way to transfer your assets to your heirs quickly and easily without having to submit to probate.

o Incapacitation: Unlike a will, a living revocable trust allows you to provide for the management of your property in the event that you become incapacitated. For example, if you own a house jointly with your spouse and become too ill to manage your affairs, your spouse may wish to sell your home to pay for medical or other costs. In this situation, a will or joint tenancy with a right of survivorship does not allow your spouse to sell joint property, as you're still alive. However, it gives your spouse the right to manage and dispose of trust property.

o Children: A common reason for establishing a living revocable trust is that it allows a trustee to manage property on behalf of minor children. In such a trust, a settlor can instruct the trustee on the disbursement of property to children, including providing for college and other expenses. In addition, a living revocable trust can name an age at which the property is to be turned over to the children, such as age 18 or 21.

o Segregation of Individual Property: Most states allow for a husband and wife to set up a joint living revocable trust, but keep their community and individual property in separate accounts. This is advantageous in situations where both spouses have their own significant assets or for blended families.

o Confidentiality: Whereas any estate that goes through probate, including a will itself, becomes part of the public record, a living revocable trust remains confidential. In this way, a settlor can keep the terms of the distribution of his property from the general public.

o Eliminate Challenges to the Estate: One of the biggest disadvantages of a will is that it is subject to challenge by your heirs. If a will is challenged, a court will determine the will's validity and has the power to throw out a will altogether. A living revocable trust is less vulnerable to legal challenge and can include a clause disinheriting any party who challenges the terms of the trust.

Most importantly, a living revocable trust can be modified or cancelled at any time during your life. While a standard will has its purpose, this allows far more control over the manner in which your assets will be distributed to your heirs.

Revocable Living Trust Vs Will

To avoid the ravages of probate, outrageous attorney fees, and astronomical death taxes visit my website by clicking the link below.

http://www.internet-living-trust.com

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How To Quickly And Easily Create A Living Room Furniture Layout?

If you planning to buy new furniture for your living room, then most probably you have already thought about the furniture layout in your mind or else you have probably thought of repeating the same old layout with only the new furniture pieces. In this article I will show you a simple method to create the most efficient layout for your living room.

Before we begin there are a few points that need to be considered. A living room is always a transition space. This means that entrances to all other rooms are located in living room. Other bedrooms, dining room, kitchen etc. are accessed through living room, that's why a sufficient "circulation space" for family members is a must.

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So here is what you can do to create the most efficient layout for a living room.

How To Quickly And Easily Create A Living Room Furniture Layout?

1) Take a plane white paper. A4 size is also enough.

2) Draw a sketch plan of your living room on this paper. While drawing this plan it is important to show the following things in it:

a) Entrance door

b) Entrance doors to other rooms

c) Window positions

d) Minor column projections (if any)

e) Swing of the doors (inside or outside the living room)

f) Presence of staircase

g) Fireplace (if any)

3) Take a pencil and draw lines starting from entrance door to all other doors and window positions. This is the natural travel lines for any person using the living room. If the room is empty without any furniture these are the lines any person would follow to reach other point in the living room.

4) Now start placing the furniture units like 3 seat sofa, single/double seat sofa, coffee table, end tables lampshades, bookshelves, TV unit, etc.. Depending upon your budget you can go for any number of these units.

While placing these units it will always be seen that the furniture obstructs the pencil travel lines drawn in the third step. But that's OK for now. Now make as may combinations and arrangements of the furniture units as possible. Think out of the box while doing this. Try to do something different.

Remember if you try you will easily come up with at lest 10 layout for that same living room. You will be amazed at how many combinations are possible. Also imagine the furniture pieces you already have or can you replace that table in the bedroom with the one in the living room.

How about keeping it vertical rather that horizontal in the plan. Whatever you do keep one thing in mind. Always keep the human movement "unobstructed". People passing through the living room in other rooms must be able to pass without cutting vision if you are talking to other person in the living room.

That's why those pencil lines have been drawn. After you have drawn the furniture pieces on the living room plan, modify the travel lines. Now these lines will be around the furniture, especially at corners. The travel lines will now take the shape of the furniture at the edges.

After this short exercise you will have probably 5 different layouts on paper with. Select the one in which you see the following points of interest.

a)Travel line lengths are shortest.

b)Travel lines do not pass trough the furniture.

Apart from the efficiency there is another factor called as visual balance while designing a furniture layout. Finally does it look good to YOU. Are you comfortable with the final layout. The visual balance is achieved by making the most use of all walls of the living room with decorating elements such as paintings, color schemes, etc.

So if you follow a system from the beginning you will be definitely be able to create a beautiful living room in the shortest possible time. I hope this article has helped you to find more creative ways of doing this job more efficiently.

Copyright Shrinivas Vaidya

How To Quickly And Easily Create A Living Room Furniture Layout?

Shrinivas Vaidya is the webmaster of http://www.livingroomdatabase.com Visit today to get more free tips on living room furniture to decorate a beautiful and charming living room of your wildest dreams.

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Free Living Will and Free Living Will Forms Online

Looking for a free living will? If you are preparing your finances and other personal matters for your retirement and want to make sure that your family members are taken care of in the event of your death, you will need one. There are several useful sites online where you can download a free living will form to use for your needs. You can chose generic forms based on your state, as each state has different laws regarding living wills.

Many of the free living will sites online will recommend that you use their free will forms as something to cover general purposes, but not to act as a substitute for seeking the advise of an actual estate attorney or lawyer. If you have a lot of complicated estate needs, you might consider hiring an estate planner or lawyer to write up your will.

Living Will

Another thing to consider as you write your free living will is to make sure that you assign a power of attorney and executor of your will. If you have an accident and are incapable of making health decisions (advance directives), you will need a health care advisor to carry out your requests in the event that you are in a coma or on life support machines. Something is better than nothing, so if you are unable to afford an attorney at this time, at least get started with your temporary free forms so that you have something legal in place for your future.

Free Living Will and Free Living Will Forms Online

Did you know that if you cannot afford a lawyer to draw up certain estate papers, that you can find a free living will form online that you can print right at home? If you have a basic need for a living trust and you want to print a free living will form to have on hand in case of your illness or death, it is a good idea when you are preparing for your retirement. Using an online free living trust form should not replace seeking professional advice from a lawyer, but if you can't afford a lawyer, it is the next best thing.
Once you print your free living will form and fill in your crucial information, you might be wise to have it signed and stamped by a notary public in your area. This notary signature will act as proof of your document's existence and that the signatures on it are valid. You can also find a lot of other free estate planning forms online that you can use when planning your retirement.
In addition to a free living will form, look for durable power of attorney, advance directives (health care advisories) and any other special forms regarding the executor of your estate. Gather all of your important documents like car pink slips, mortgage loan documents, and anything else that can be useful in the event of your death or incapacity, and make sure that a family member or child, or a lawyer, knows of their location and existence. Planning ahead now will save your children from a headache later.
For more information on retirement planning and senior care visit us at:
http://www.best-senior-care-online.com
Free Living Will and Free Living Will Forms Online
J.J. Nielson is a successful internet publisher and author.

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Meeting the Parents Guide - Do's

If you are serious about your partner, sooner or later, you ought to be introduced into his/her family where it is time to meet the dad, the mom, the sister, brother and even the grandparents. Being together means growing together as a family and yes both of your families. It is pretty much hard work to pull everyone in the family together in harmony. People often have a lot of expectations and this is especially true when you are proposing to be the 'One' for the beloved son or daughter /niece/nephew/granddaughter /etc.

Family is family and family is closely bonded by flesh and blood and the fact is perhaps there already exists a deep sense of understanding or intuitive sensing and knowing power. A lot could not be literally expressed but being a dad or a mom knows what the daughter/son likes best and potentially how the partner would affect his/her life. Meeting the parents is a crucial step to determine how well you score from day one onwards and if it will ever get to the day for those ringing bells. So, if you are going to meet them up soon, be sure to read on the 'DOs' list:

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1) Dress Up
By dressing up, you are showing a lot of passion and enthusiasm in looking forward to the best from the meet. It is the same principle as going for a job interview. Dress sluggish then most probably you are not even interested, so why bother and waste time. Dress codes also make good added impressions by showing a lot of respect for each other.

Meeting the Parents Guide - Do's

2) Be Punctual
Being punctual is a sign that you are reliable. If you are a person often late, it shows that you are not fully reliable to handle the better part of life. Imagine, living together as a couple, and often you are late to pay bills, what happens to the household? Hard to imagine, hard to bear..

3) Speak Up Politely
You have to speak politely to show respect and to let people know who you are and what you are like. To be nice, you have to be friendly, warm, approachable and easy to talk to. When people start getting to know you, they will talk to you with better relevance and effect. For example, if you spoke of how you first met the daughter, it could earn you some impression points as it probably shows that she is important to you and you love her very much. Actual communication may flourish and begin from there.

4) Offer Help
Offer help whenever possible and that shows you are responsible and mature enough to think for others. Often place enough attention at all parties of concern and prioritize the parents needs above all else.

5) Be Honest and truthful
Speak the truth and be as honest as possible. This is the basic principle to ensure a happy relationship. Speak with clarity of mind and speak from the heart. Old folks are able to sense a lot of sincerity from there then earning points of trust.

As much as the 'DOs' are crucial, the 'DON'T's are too. Read them up as well.

Meeting the Parents Guide - Do's

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How to Define Your Life Purpose

Living a life of passion and significance requires knowing what your definite purpose in life is. Defining and living your life purpose gives you an overwhelming sense of fulfillment and meaning to your existence because it provides a way for you to use your values and passions and directs them towards a meaningful objective. Your life purpose is the essence of who you are as a person. Once you know what your purpose in life is, you will be able to wake up each morning knowing that every action that you take that day will move you one step closer towards your ultimate purpose in life.

Are you a Hero or a Zombie?

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There are two basic types of people out there with respect to having a purpose in life: Heroes and Zombies. Heroes are those people who design their own lives, who are driven by a compelling purpose, and who are admired for their achievements in life. Zombies are those people who are doomed to wander aimlessly throughout their lives without any rhyme or reason for their actions. Whereas heroes enjoy the thrill of overcoming challenges in reaching their definite life purpose, zombies are merely putting in their time until they expire. When adversity blocks the path of a hero, the hero wages triumphant battle against it and continues on their path. When adversity blocks the path of a zombie, they turn and walk the other way. Which one are you?

How to Define Your Life Purpose

Because Most of Us Aren't Born With a Destiny

We often read or hear about inspiring stories from religion or from history about unique individuals who seemed to have known what their destiny was the moment they were born and went on to accomplish great things in life. That's great, but I'm not one of them and I'm guessing that you're not either. For most of us, we have to discover our own destiny and unfortunately many of us don't discover this till very late in our lives, that is if we are lucky to at all. One of the first tasks in your adult life is to define what your life purpose is.

The Components of Life Purpose

Often people confuse their life purpose with their profession or their various roles in life (i.e. mother, father, husband, wife, etc.). While your profession or role can serve as the vehicle through which you can reach your life purpose, your professional title or role is not in and of itself your purpose in life. Knowing what your purpose in life is motivates you towards ultimate achievement and enables you to live a passionate life. Life purpose is made up of two important components: Core values and associated passions. To find your purpose, use the following formula listed below:

Core Values + Associated Passions = Purpose

Core values. These are the fundamentally beliefs, morals, and standards that define you as a person and which guide your behavior. While other aspects of your life change, your core set of values do not change. Core values are what you tell a person who asks you, "What do you stand for in your life?"

Associated Passions. Associated passions are the vehicles by which you can fully express and share your core values. They are the things that you love to do in life. They can also be specific talents, skills and abilities that you possess which fully express the associated value. They can also include things that you have never tried before, but have a desire to experience someday.

How to Define your Purpose in Life

To define your purpose in life you will need a sheet of paper and a pen. Draw a vertical line down the center of the paper so that you divide the sheet into two separate columns. On the left side you will list your values by writing, "I value my..." On the right hand side, you will list your associated passions by writing, "Through my love of..."

Step 1--List your values. List as many values as you can that describe you as a person. You should come up with at least 6-8 values that are applicable to your own life. The order of these values are not important at this point, just list as many as you can. These values should be limited to attributes of character such as strength, heroism, love, devotion, humor, etc.

Step 2--List your associated passions. In the right column, list a specific passion of yours that fully expresses the value listed on the left column. Passions are the things that you love to do in your life, irregardless of whether you actually have done them yet or not. Passions can also be the dreams that you envision for yourself later in life.

Step 3--Choose your core values. Now go back through your completed list and pick the top three values and associated passions that are the most important to you. While all of the values you listed define your life, these core values are the necessary principles that define your life and that you cannot live without.

Step 4--Design your mission statement. Take your core values and associated passions and place them into the following mission statement. The following statement is merely a template for you to follow:

"My purpose in life is to express my values of [ core values] through my love of [associated passions].

Feel free to play around with the wording until you get a result that you are happy with. Congratulations, you have defined your purpose in life. Now go live a life of passion.

© Copyright 2006 by Tristan Loo. All rights reserved.

How to Define Your Life Purpose

For over 10 years, Tristan Loo has inspired, motivated, and brought success to the lives of the people he’s touched. Successful in his own right, Tristan has competed athletically against Olympians as a world-class gymnast, saved lives as a police officer, authored numerous Personal Development and Interpersonal Communication books and articles, and is a highly sought-after Personal Development Coach. Tristan is the founder of the Synergy Institute, a San Diego based Personal Development Firm. His philosophy of passionate living and helping others fulfill their dreams has continually been the driving force that has placed him well above the industry standard. Visit Tristan's website at http://www.synergyinstituteonline.com or by email at info@synergyinstituteonline.com

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Living With Dog Hair? Here's A Few Things You Can Do

It's endless

I've got two Labradors that literally cover the floor with hair, it's never ending. Some months you can pull this hair out in clumps. During a sunny day you can even see the hair floating through the air. You know you've got a problem when the vacuum cleaner gives up.

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Regular Grooming

Living With Dog Hair? Here's A Few Things You Can Do

The best way to keep fur to a minimum is to regularly brush and groom your dog. Ideally your dog should be brushed daily. Not many of us have the time to dedicate to brushing our dogs so I attempt to do it weekly. Brushing weekly makes a big difference it's like a cumulative effect, the more you brush the less fur you end up brushing out.

Keeping the fur at a minimum

Did you know brushing does a lot more than keeping the fur to a manageable level? Brushing helps stimulate your dog's circulation and it distributes their natural oils for a healthy shiny coat. Brushing also removes dirt, grass, pollen, and other unknown substances that somehow manages to collect on their coats. This keeps your dog cleaner longer. Brushing and grooming tools also help prevent those nasty tangles, mats and knots from even forming to begin with.

Tools of the trade

Of course like everything, there is an amazing amount of different grooming tools available. A good tip is to always brush your dog out before bathing. Mats and tangles tighten when they get wet making them much harder to get them out.

Brushes

There is an almost endless amount of dog brushes available. Some are self cleaning, some have steel pins, some are traditional wooden handle type. Basically the bristle type brush works well for most dog hair types. Use a longer bristle brush on long-haired dogs and use a shorter, firmer bristle brush on short-haired dogs. The steel pin type is best for medium to long hair and curly coats. Finally the slicker type brush is used to break up tangles and mats in medium to long-haired breeds.

Combs

Fine-toothed dog combs are used for soft, thin or silky coats whereas medium-toothed combs are used for normal coats. If your dog has very heavy or thick coat, use a wide-toothed comb. Combs are best suited for medium to large breeds with medium / coarse coats. Another option is the Furminator which strips excess fur from the undercoat.

Clippers

If you are buying dog clippers for the first time buying a kit is great idea. Clipper kits usually come with the actual clippers, guards, combs and scissors some even have instructions with grooming tips. Check as many customer reviews as possible.

I'm not brave enough to attempt clipping so I cheat and get the professionals to take on that.

Grooming is important for all dogs with a lot of hair. Dogs like German Shepherds have a double coat and shed a lot so need to be groomed regularly. Grooming is also a great bonding time and generally most dogs love the attention.

Living With Dog Hair? Here's A Few Things You Can Do

Justin's got two Labrador's and loves checking out new and interesting dog stuff. See what's happening in the dog world at 2woofs.com where you'll find things like fulminator reviews, dog news and cool stuff!

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What Happens After the Foreclosure Sheriff Sale

A great number of homeowners are simply unable to stop foreclosure on their homes by the time of the sheriff sale of the property. When they are unable to find some way to postpone the foreclosure auction, state foreclosure law will take over to determine the next steps in the foreclosure process and how much longer the foreclosure victims have to stay in their homes. In some cases they will have to be out of the home within a few weeks, while other states allow for a period of time in which they can put together the funds to pay off the house, thereby redeeming it and maintaining the right of ownership of the property.

When the the sheriff sale occurs, the homeowners will no longer be the owners of the house that has been foreclosed. The winning bidder at auction becomes the new owner and will be able to proceed with the eviction, once the sale is confirmed. Confirming a sale can take from just a few days up to a few weeks, depending on state foreclosure law. But the confirmation process merely determines if the sale took place fairly and was in compliance with all other rules and regulations. Unless there are any major problems, the sale will be confirmed and the foreclosure process completed. The next step will be the eviction process for many homes.

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The eviction process begins when the new owners of the property demonstrate to the courts that they are now the owners and have the right of possession of the property. The county court will typically grant the owner possession and order the county sheriff at some date in the near future to evict the former owners and remove all of the property currently in the house.

What Happens After the Foreclosure Sheriff Sale

The former owners, who may still be occupying the property at this point, will be given a certain amount of time (usually a few days to a few weeks) to move out of the property and avoid being forcefully evicted. At this point, there is very little that they can to to stop foreclosure from taking the home from them, unless they are able to purchase the property from the new owners. This is always a possibility, of course, but it is very difficult for very recent foreclosure victims to obtain a new loan to purchase a house.

In cases where the state foreclosure laws allow for a redemption period, the homeowners are granted more time after the sale to pay back the defaulted mortgage and retain ownership of the property. Usually, this means having to pay off the entire amount of the mortgage, either through saving up enough cash or qualifying for a new mortgage. Again, these are very rare possibilities, and many homeowners will not be able to come up with the money to keep the home after the sheriff sale, unless they have substantial assets or there is a lot of equity in the property. But the redemption period will give them a chance to pursue these options or sell the property. If nothing else, the redemption period can be used by homeowners to save up money that can be used for moving expenses, setting up an emergency fund, or paying back other high-interest credit cards and other loans.

Unfortunately, when a family is unable to stop foreclosure and end up seeing their home auctioned off at the sheriff sale, the chances for saving the home drop dramatically. Banks may be willing to postpone sheriff sales or give the homeowners a break by accepting a short sale, but once the foreclosure process is over and the eviction process commences, homeowners are living on borrowed time with few options to keep the house. In states where redemption periods apply, there are more chances to save the home, but the recent foreclosure will make it very difficult for foreclosure victims to qualify for many of the options that may have saved their home even a few weeks before.

The fact that the sheriff sale can mean the end of the line for many homeowners is an important reason that every family falling behind on their bills should seek out as much foreclosure advice as possible, even if they have only missed a couple of mortgage payments. Having a plan to stop foreclosure before it happens means that foreclosure victims will be able to save their homes long before the sheriff sale is conducted, rather than scrambling around to find a place to live after their home has been auctioned off.

What Happens After the Foreclosure Sheriff Sale

ForeclosureFish.com is a website that focuses on helping homeowners save their homes from foreclosure by providing the most relevant foreclosure advice and resources. Foreclosure victims can search through hundreds of pages of information and find the tools they need to prevent foreclosure from taking their homes from them. Visit the ForeclosureFish.com website today and download a free foreclosure e-book explaining the basics of the foreclosure process: http://www.foreclosurefish.com/

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